WheelieSchatz gets insured!
Hold on to your helmets, folks, this is the post you've all been waiting for: today we're going to talk about bike insurance! Chances are your home owner's insurance (or renter's insurance) isn't giving you as much coverage as you need (for those of you who didn't know, yes, your homeowner's insurance might cover some bike losses, even away from home. They do, however, have to know you own a bike, so even if you don't get bike insurance after reading this post, make that call at least). Why do I need bike insurance? Because crippling medical debt is a soul-sucking albatross that hangs around your neck for years. It ruthlessly quashes any viable chance of achieving aspirations or upward mobility. Even if you're right where you want to be in life, trust me, the health care system in this country guarantees you will owe it more money than you have. Sound overly dramatic? It's not; I know because ten years after my husband's (not bike ...